BNG receives ECB capital requirement for 2026
31 October 2025
As part of the annual Supervisory Review and Evaluation Process (SREP) BNG has received notification from the European Central Bank that the total SREP capital requirement for BNG is set at 10%, effective as of 1 January 2026. This requirement is to be held in the form of 56.25% of Common Equity Tier 1 (CET1) capital and 75% of Tier 1 capital, as a minimum.
This total SREP capital requirement consists of (i) the minimum CET1 requirement under Pillar 1 (4.5%), (ii) the Pillar 1 Additional Tier 1 requirement (1.5%), (iii) the Pillar 1 Tier 2 requirement (2%), (iv) the Pillar 2 capital requirement (2%).
Including the buffer requirements: the capital conservation buffer (2.5%), the countercyclical buffer (2% for loans outstanding in the Netherlands) and the Other Systemic Important Institution buffer (0.25%), the Overall Capital Requirement (OCR) results.
As of 30 June 2025, the Tier 1 capital ratio amounts to 44%. As such, BNG’s capitalization is substantially above the ECB requirement.
Contact BNG Bank
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Tessa van Leeuwen, Press officer